BORROWER-SIDE BANKING ADVISORY
We know how your bank thinks.
Because we spent 30 years inside it.
Mondlicht is a borrower-side capital structure and debt advisory firm, working with business owners, family offices and investors across Qatar, the UAE, Kuwait and Egypt. We prepare clients for the conversations that decide outcomes covenant reviews, refinancing, restructuring, lender negotiations drawing on thirty years spent on the other side of the table, inside the credit committees making those decisions. We don't lend. We don't take fees from banks. And we don't hand your mandate to a junior team. It's one senior adviser, working only for you, who already knows what your banker is thinking.
We advise clients across the GCC and MENA region
Is any of this happening Right Now?
Your bank is asking unexpected questions.
Your annual review suddenly became difficult.
Your facility renewal is taking much longer than usual.
The bank requested additional collateral.
Multiple banks are giving conflicting messages.
You are considering refinancing but don’t know how lenders will view the proposal.
You suspect your banker is concerned but nobody is telling you directly.
If any of these sound familiar, talk to us before you respond to the bank. The conversation is private and carries no obligation.
WHAT WE DO
Practical advice for important banking situations
Capital Structure Advisory
Understanding your position the same way lenders do.
Debt Restructuring Advisory
Strategic guidance during restructuring and repayment pressure situations.
Refinancing Positioning
Preparing borrowers for refinancing discussions and lender scrutiny.
Lender Negotiation Support
Managing communication and positioning with financial institutions.
Family Office Advisory
Advising complex family and investment structures across financing matters.
Leveraged Real Estate Advisory
Borrower-side advisory for leveraged property acquisitions and refinancing.
Mondlicht is based in Doha and Dubai, and advises clients across five markets: Qatar, the UAE, Kuwait, Egypt and Saudi Arabia. Each market has its own regulator, its own lender culture, and its own unwritten rules for how a credit committee reads a proposal. We've spent thirty years learning the differences.
Qatar
Debt & Capital Structure Advisory in Qatar
Where We Work
UAE / Dubai
Debt Restructuring Advisory in Dubai & the UAE
Kuwait
Corporate Debt Advisory in Kuwait
How We Work
A four-phase process, and you sign off on every one
PHASE 01
Diagnostic & Exposure Mapping
We understand exactly where you stand before we suggest anything.
PHASE 03
Lender Negotiation Support
We prepare you for every meeting and stay close through every round.
PHASE 02
Positioning Architecture
We design the strategy and the narrative your lenders will actually respond to.
PHASE 04
Resolution & Stabilisation
We stay involved through documentation, closing, and what comes after.
Frequently Asked Questions
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We work only for you, never the bank. That means preparing your position, numbers and narrative before you speak to a lender, not after something's already gone wrong.
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No. Some of our most useful work happens before anything is distressed, during a routine renewal or ahead of a planned refinancing, where good preparation earns meaningfully better terms.
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Yes, from the first message. We don't disclose client relationships for marketing purposes, and that doesn't change if the conversation doesn't turn into a mandate.
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Your relationship manager works for the bank. We work for you. That's the whole difference, and it changes what gets said, what gets negotiated, and what gets protected.
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Qatar, the UAE, Kuwait, Egypt and Saudi Arabia, from offices in Doha and Dubai.
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Send a short message through our contact page. Most engagements start with a conversation, not a proposal, and there's no obligation.
WHY CLIENTS ENGAGE MONDLICHT
Experience. Alignment. Discretion.
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Borrower-Side Only
We represent borrowers and principals, not banks.
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Senior-Led
You work directly with senior advisors with decades of banking experience.
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Banking Insight
We understand how banks assess risk, make decisions, and negotiate.
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Discreet & Focused
Sensitive situations handled confidentially with a limited number of engagements.